We shouldn't make our lives too easy!

 I have three debts coming to an end this year.

So far, in the last year, we have paid back £18,179.40 and £1463.12 of that went in interest. Even though we have a mass to pay back, I can see the end in sight. Barclaycard, HSBC and Virgin will no longer get a monthly payment off us by October of this year.(That's be another £6633.27 off the debt!) By February, next year, in 2012, the Co-op bank will no longer get a monthly payment off us (That's be another £5650.45 off the debt!) and by August next year, 2012, Lloyd's bank will also get the last payment from us. Nineteen months is nothing. The end is in sight. As far as I'm concerned, this is the final countdown.

Today, I walked around Lidl, with a calculator in my hand and didn't go over my budget. Our treat was a walk round Saltash, a browse in the charity shops and we spent £2 on two demi-johns to make some homemade wine in the future. In truth, it wasn't much of a day! Coming home, and focusing on the end, which is in sight, reminded me that my venture on 'wild seas', though rough at times, is worth it.